Terms of Use

1. Identification and acceptance

These Terms of Use (the «Terms») govern the relationship between [OPERATOR NAME], a natural person trading as Yald (the «Operator» or «we»), and the people who access the website at https://yald.es (the «Site»). Accessing and using the Site implies full acceptance of these Terms, the Legal Notice, the Privacy Policy and the Cookie Policy.

2. Description of the service

The Site offers a trilingual tool (Spanish, English and French) to enter or import the details of a property located in Spain and obtain indicative estimates of its yield and tax treatment according to taxpayer status (Spanish resident, EU/EEA non-resident, or non-EU non-resident).

Basic use of the analyser is free. An account is required to save analyses and access certain features. Paid features are offered (the «Pro» plan, the one-off «Buyer's Dossier», and the per-seat «Team» plan), described in the «Subscriptions, prices and payment» clause.

3. Informational nature - no advice

The Site provides estimates and orientation of an informational and educational nature. It does not constitute tax, legal, accounting, financial or investment advice and does not replace a qualified professional. The Operator does not file, settle or process any return, self-assessment or procedure with the authorities on the user's behalf. Every result carries the version and date of the rules applied and a prompt to verify with a gestor or asesor fiscal. Decisions and their consequences are the user's sole responsibility. See the Disclaimer, which forms part of these Terms.

4. Service under development

The Site is provided «as is», in a state of active development and free of charge. Features, calculation rules and outputs may change, be interrupted or be withdrawn without notice, and may contain errors or omissions. No warranty of availability, accuracy or fitness for a particular purpose is given beyond what the law imposes as mandatory.

5. Acceptable use and prohibitions

The user undertakes to use the Site in accordance with the law, these Terms and good faith. In particular, the user may not:

Use the Site for unlawful or fraudulent purposes, or in a way that harms third parties.

Access or attempt to access data or areas for which they have no authorisation.

Reverse-engineer, bulk-extract content from, or interfere with the operation of the Site.

Reproduce, resell or exploit the service or its outputs beyond permitted personal use, without authorisation.

Introduce malicious code or deliberately overload the infrastructure.

6. Source of the data analysed

The Site relies exclusively on manual data entry by the user. The Operator does not carry out automated extraction from property portals and does not build a listings database. The user is responsible for ensuring that their use of third-party sources complies with those sources' terms.

7. Intellectual property

The Site, its software, calculation methodology, content and databases are protected by intellectual and industrial property rights owned by the Operator or its licensors. The user is granted a limited, non-exclusive, non-transferable licence to use the Site in accordance with these Terms. The data the user enters remains theirs.

8. Introductions to partners

The Site may surface regulated partners (for example a mortgage credit intermediary) and record your interest in being introduced. We act solely as an introducer: we do not advise, intermediate, arrange finance or handle funds. You contract directly with the partner. We may receive a referral fee, which will be disclosed where applicable.

9. Availability, changes and force majeure

We aim to keep the Site available, but we may suspend it temporarily or permanently for maintenance, security, technical reasons or by our own decision. We are not liable for failures arising from force majeure beyond our reasonable control.

10. Limitation of liability

To the maximum extent permitted by law, and given that this is a free service under development, the Operator is not liable for indirect damage, loss of profit or losses arising from decisions the user makes on the basis of the Site's estimates. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, in particular towards consumers, or liability arising from wilful misconduct or gross negligence.

11. Amendments to the Terms

We may amend these Terms for legal, technical or service reasons, and we will need to expand them before enabling accounts, paid plans or other commercial features. The version in force is the one published on the Site; continued use after it takes effect constitutes acceptance.

12. Governing law and jurisdiction

These Terms are governed by Spanish law. Where the user is a consumer, the mandatory protective rules applicable to them will also apply, including those of their EU country of residence. For any dispute not subject to a mandatory consumer forum, the parties submit to the Spanish courts having jurisdiction at law.

13. Communications and contact

Communications take place electronically. You can contact us at contact@yald.es.

Version 0.9 - last updated: 2026-07-18.

14. Subscriptions, prices and payment

Paid features are offered on a recurring subscription (the «Pro» plan, monthly or yearly), as a one-off purchase (the «Buyer's Dossier»), and the per-seat «Team» plan. Current prices are shown on the pricing page and include VAT where applicable.

Payments are processed by Stripe. We do not store your full card details. Subscriptions renew automatically at the end of each period at the then-current price unless cancelled beforehand. We may change prices on reasonable prior notice; changes apply from the next renewal period.

A free trial may be offered; unless you cancel before it ends, the subscription will begin to be charged.

15. Right of withdrawal

If you are a consumer, you have 14 calendar days to withdraw from a subscription without giving a reason, under Spanish Royal Legislative Decree 1/2007. The period runs from the date of contracting.

As this is digital content and services, if you request immediate access you consent to performance beginning during the withdrawal period and acknowledge that you will lose the right of withdrawal once the service has been fully performed. For the one-off Buyer's Dossier, generating and delivering the document constitutes full performance.

To withdraw, write to contact@yald.es within the period. We will refund any amounts due without undue delay.

16. Cancellation and refunds

You can cancel your subscription at any time from your account or the billing portal; you keep access until the end of the period already paid for and no further charges are made. Except for the right of withdrawal and mandatory consumer rights, amounts for periods already started are non-refundable.