Know what a home in Spain will really cost you - and what it can earn you - before you buy.
We bring the real numbers of a Spanish property purchase into one place: the true costs, the after-tax return if you let it, and the tax for your situation. Whether you're buying to live in it or to invest.
Independent · Based in Spain · In Spanish, French & English
Why we exist.
The problem we saw
Property numbers in Spain rarely tell the whole truth. A listing promises a 6% yield, but that figure ignores the purchase costs, the yearly running costs and the tax you'll pay - and it changes completely depending on who you are and why you're buying. A resident, an EU buyer and a post-Brexit Briton (taxed at 24% on gross, roughly double) get very different numbers on the same flat. And to see any of it, today you juggle a portal, a calculator, a gestor and a spreadsheet. Too many people discover what it really costs - or really earns - after they've already signed.
Why we started
We started because we lived it: someone who wanted to invest here and couldn't find a single honest tool that pulled the numbers together and spoke their language. So we decided to build it, with one simple idea: show the real number, honestly, without pretending to be your adviser. We don't sell yield promises or tax shortcuts; we gather what's already true (official sources, current tax rules and your own figures) and show it plainly, so you decide, better informed.
The same home, different numbers.
Buying to live in isn't the same as buying to invest. We show you the numbers that actually matter in your case.
Your first home
With no rent involved, what matters is the true cost to buy and own: purchase taxes, the reference value, the mortgage and the monthly running costs. So there are no surprises on signing day.
You'll see: true cost of ownershipA second home
A place to switch off carries a cost few people see: you pay tax (imputed income) even when it sits empty. We show you that cost - and what you could recoup by letting it part of the year.
You'll see: true cost + part-year lettingAn investment
The number that really counts: the net yield and after-tax return - resident, EU, or post-Brexit non-EU - so you know what you'll actually make.
You'll see: net after-tax returnFour things we don't compromise on.
Real numbers, or none.
We'd rather give you an uncomfortable but true figure than a pretty but false one. We show the return after tax, with the date and version of the rules it was calculated with.
Orientation, never advice.
We get you ready to talk to your gestor or tax adviser; we don't take their place. We never file or submit anything for you, and we say so without fine print.
Your data is yours.
It's hosted in the European Union, encrypted and private. We measure only what we need, without cookies where we can. We don't sell data.
A lens, not a warehouse.
We analyse the listing you're already looking at; we don't copy or hoard the portals. We respect their work and lean on official sources.
Young, and building piece by piece.
We started with the hardest, most useful part (the analysis) and the rest arrives on that same foundation. We don't promise what doesn't exist yet.
Find
Deal alerts matched to your criteria.
LaterAnalyse
The real, after-tax economics for your status.
TodayBuy
The purchase, step by step, with no surprises.
NextManage
The let and the annual return (Modelo 210/100).
NextConnect
Introductions to vetted professionals at the key moment.
LaterThe trusted first stop for buying property in Spain.
Our edge won't be the data we hoard, but getting the sums right and connecting you with the right people at the right moment: financing, gestorĂa, insurance, refunds. The software earns your trust; the business lives in those few moments of truth. If we do it well, no one will sign in Spain again without first knowing their real number.
“I'm French and I moved to Spain. When I wanted to invest here, I ran into taxes that changed with my residency, yields that didn't add up, and five tools that didn't talk to each other. What I needed didn't exist, so I decided to build it, with one simple rule: show the real number, honestly, and never pretend to be your adviser.”
We're just getting started.
And we're doing it slowly and carefully. If you think buying a home in Spain should be clearer and more honest, we're glad you're here.
See the tool