What this calculator does

Paste or type a Spanish listing and it works the whole thing through: the transfer tax of that autonomous community, notary, registry and gestoría, the cash you need to complete, the rent the area supports, and what is left after costs and income tax at your residency. Every figure carries the rate version and date it used.

It is built for the question a portal cannot answer. A listing shows an asking price and, at best, a gross yield. The number that decides whether a flat works is the net one - after ITP, after the running costs, and after the tax you personally pay, which differs by tens of thousands of euros depending on whether you are resident in Spain, elsewhere in the EU, or outside it.

Free, unlimited and no account needed for the manual analyser. Orientation, never advice: it does not file, submit or arrange anything, and it is not a substitute for your gestor or asesor fiscal.