What will you walk away with?

Estimate your net proceeds from selling a Spanish property - capital gains, plusvalía and the 3% non-resident retention. Every figure is a floor: you can only do better. Orientation, not advice.

Where do you pay tax?

Sale price (€)

Selling costs (agent, legal) (€)

Mortgage to cancel (€)

Sale / signing date

What you paid

Purchase price (€)

Purchase taxes + fees (€)

Purchase date

Capital improvements (€)

Amortisation claimed while let (€)

If you let the property, the amortisation you deducted lowers your purchase value and raises the gain. Leave blank if you never let it. Ask your gestor for the figure - it need not be 3% (STS 1502/2025).

Plusvalía municipal (land value)

Cadastral land value (€)

Land share of value (%)

On your IBI receipt (valor catastral del suelo). We show the tax at the statutory maximum - your ayuntamiento cannot charge more, and may charge less.

This was my own home (habitual residence)

Bought before 1995 (DT 9ª abatement)

Pro

Bought before 1995? The DT 9ª abatement can cut the tax on your gain substantially. Available with Pro.

Fill in the sale and purchase details to see your estimated net proceeds.