Spanish property · the real numbers

Know the real numbers before you sign.

One click from any Idealista, Fotocasa, habitaclia or pisos.com listing. Yald shows the true net-after-tax yield, every purchase cost, and what the property is worth against its own street.

Get the extensionCreate free accountFree plan, no card required. Orientation, not tax advice.
Data hosted in the EU (Frankfurt)Orientation, not tax advice
idealista.com/inmueble/…
What's this property for?
The portal says
5.63%
“rentabilidad bruta”
→
You'll actually keep
3.38%
net, after Spanish tax
2-bed apartment · Ruzafa, Valencia
Resale · 78 m² · Comunidad Valenciana
€245.000
Where do you pay tax?
Non-EU selected - e.g. UK post-Brexit, US. Taxed at 24% on gross; this is where it bites.
Total costs
€23,850.00
Purchase costs
Gross yield
5.63%
Before tax
Net yield (after tax, before financing)
3.38%
Net yield (after tax, before financing)
Two scenarios apply to you
Enforced today (AEAT): 24% on gross
€3,312.00
24% · €13,800.00
May apply (ruling 3630/2025): 24% on net
€2,976.00
24% · €12,400.00

Refund window: 4 years - Confirm with your asesor fiscal.

Rates db@2026-07-22+code@2026-09-14 · effective Jul 22, 2026

Estimate for orientation only - not tax, legal or financial advice. Figures are computed from versioned, dated reference rates and may be incomplete or out of date. Confirm with your gestor / asesor fiscal.

One place, not five

The five tools every buyer juggles - folded into one.

Today the honest number lives across a portal, a yield calculator, a gestor, a tax adviser, and a spreadsheet. Yald does the whole chain in one pass - and it's the only one that computes the tax for your status.

Property portalYield calculatorGestor estimateTax adviserSpreadsheet
→
yald

one number you can trust

How it works

Three steps to the number that matters.

STEP 01

Open a listing

On any Idealista, Fotocasa, habitaclia or pisos.com page, click the Yald button. It reads that one page, right there - no scraping, nothing stored.

STEP 02

Set your tax status

Resident, EU/EEA, or non-EU - asked once, remembered everywhere. It's the one branch that makes the numbers actually correct for you.

STEP 03

See the real number

True net-after-tax yield, full purchase costs, monthly cash-flow - itemised, with a link on every figure showing exactly how it's calculated.

What you get

One property, followed all the way through.

Full purchase costs

ITP by community with its bands and reliefs, valor de referencia, notary, registry, gestoría - the costs the portal yield quietly ignores.

The landlord's book

Amortisation computed rather than forgotten, repairs split from improvements, and the four-year carry-forward nothing else tracks.

Whole flat, rooms, or season

The same property priced three ways - including the reduction a season let does not get, which is where most of the difference actually is.

What is in force today

A dated register of Spanish rental rules. When one lapses it stops flagging on your numbers and changes on the page, in the same edit.

What letting does to your sale

The law removes your amortisation from what the flat cost you, claimed or not. We track it year by year so it is not a surprise at the notary.

A version and a date on every figure

You always know which rules produced the result and when they were last checked. Where the law is unsettled you see both readings, never a false certainty.

Built for three altitudes

Leads the first-timer. Doesn't slow the pro.

First-timer

“What is this, and what do I do next?”

Often buying across a border for the first time. Explainers on by default, plain language, a hand through steps you didn't know existed.

Repeat investor

Speed, leverage, no babysitting

Underwrite fast, compare on net terms, dismiss the explainers. A deal lens that thinks about the exit from day one.

Company

Run a business on top of Yald

Buyer's agents, relocation firms and small funds: a file per client with their own no-login page, their brief screened against every listing you analyse, the purchase timeline, and a report of what your fee actually bought.

Pricing

Start free. Upgrade when it's paying for itself.

One good analysis can change a €250,000 decision. Try it free; go Pro when you're running numbers on more than the odd listing.

Free
€0
to see if the number surprises you
  • Unlimited analyses, saved and compared
  • All three tax statuses
  • Trilingual PDF report
  • Your properties, documents and tax pack
  • AI copilot for a week, then by the token from €5
Start free
Pro
€19/mo
7-day free trial
for the active buyer or landlord
About 75 copilot questions a month, included. Top-ups if you need more.
  • The AI deal copilot, every month
  • Buyer's Dossier for your bank or gestor
  • Figures on every portal search result
  • Filing deadlines, before they pass
For firms
€119/mo, from
Unlimited seats. You pay for active clients, not for people.
  • Everything in Pro, for everyone in the firm
  • A file per client, with their own page and no login
  • Their brief screened against every listing you analyse
  • The purchase step by step, and a report of what your fee bought
Studio €119 up to 10 active clients · Practice €249 up to 30 · Firm €449 up to 100

A client is active while something is happening on their file. Ninety quiet days and they stop counting - their file stays, and stays free.

Studio works for one person or twenty.

AI copilot included, from 2M tokens a month

Set up a firm

Honest by design - orientation, not advice

Yald gives you estimates and clear signposting, never regulated tax, legal or financial advice - and says so on every result. Your data lives in the EU (Frankfurt), is yours to export or delete at any time, and we never sell it. For anything binding, we point you to a qualified gestor or asesor fiscal.

FAQ

Questions, answered.

Is Yald tax or financial advice?

No. Yald is orientation only - it estimates the real after-tax economics of a Spanish property so you can compare deals. Every output carries the rate version, date and disclaimer. Confirm anything before acting with your gestor or asesor fiscal.

How do I get a listing's numbers in?

Install the free browser extension, open a listing on a supported Spanish portal, and Yald pre-fills your analysis from the page you're viewing. You can also enter the details by hand - the manual analyser is always free and unlimited.

What do I get with Pro?

Four things: the AI deal copilot that answers what-ifs on your own numbers, the shareable bank- and gestor-ready Buyer's Dossier, figures on every portal search result in the extension, and filing-deadline alerts. Everything else stays free, including unlimited analyses, the portfolio, the document vault, the landlord's book and the tax pack. €19/month or €190/year, and a single Dossier is €39 with no subscription.

How accurate are the tax figures?

The engine uses the current resident, EU/EEA and non-EU rules, including the dual non-resident scenario, with rates that are versioned and dated. It is a careful estimate for orientation, not a filing - your gestor confirms the final numbers.

Do you store the listings or my data?

No listing pages are ever fetched by our servers or stored. The extension reads only facts (price, size, location) from the page you open, and your analyses are private to you or your team. See the privacy policy for detail.

Know your real yield before you buy.

Create a free account and run any Spanish listing through Yald - true after-tax numbers in seconds.

Free plan, no card required. Orientation, not tax advice.